Insurance

An important part of financial planning is the protection of your existing assets.

At Australian Central, we are able to offer you a full range of products and services designed to protect your lifestyle, family and business against sickness, accident, death or loss.

Income Protection
Income Protection insurance is fundamental to financial security. Without the capacity to earn a living, it is unlikely that you could maintain your current living standards or achieve your financial objectives. Protecting your greatest asset - your income - is therefore a cornerstone in planning for the future.

Life Insurance
Adequate Life Insurance cover is an important consideration when planning the financial security of your loved ones. At a time when your family is coming to grips with your loss, life insurance can remove the added burden of financial and lifestyle concerns. Its distribution is in the form of a lump sum payment upon death, which can help eliminate debt and can provide the basis of meeting future financial obligations for your family, such as your children’s education.

Trauma Cover
Trauma cover provides a lump sum payment when the insured person suffers from one of a number of major traumas such as cancer, heart attack or stroke. This insurance is beneficial in meeting medical or other financial expenses during periods of illness or injury.

Business Expenses Protection
Business expenses protection covers a sick or injured business owner or the self-employed, against certain business expenses incurred during the period of invalidity. It covers items like business interest payments on the mortgage, electricity, rent etc. This insurance is exceptionally important for the self-employed business owner when a large percentage of the family income and asset base is tied in with the success of the business.

To discuss your insurance needs, please contact us on (08) 9489 2700